Sorry to hear about everything that's happened! Best of luck getting back on your feet.
Yes, you are able to defer a mortgage payment, which is called a forbearance, due to temporary hardship. You will still have to pay interest, but the payments can be deferred for an agreed upon set period of time with Bank Of America. When the period ends, the lender will work out a repayment that lets you make your regularly scheduled mortgage payments plus pay off the deferred payment or payments over time. Give Bank Of America a call--they'll help you. 1.800.720.3758
If you need more mortgage advice and tips, you can check out our website at lender411 .
Hope this helps!